One of our readers pointed us to a online calculator that may be extremely helpful if you're considering taking Social Security at age 62.  Remember, many financial planners suggest delaying those benefits until your "full retirement age" or age 70, especially if you're healthy and have longevity in your family.  I know it's tough to forecast.

Here's the Social Security Break-Even calculator.   We'll be adding this to our calculators, links and tools page.