Just a reminder......If you reached age 70 1/2 last year, April 3, 2006, could be an important deadline. That's the last day you can take your 2005 required minimum distribution, or RMD, from your traditional IRAs. If you miss that deadline, the penalty could be a 50 percent  tax on the amount you should have withdrawn.  Normally the deadline is April 1 which falls on a Saturday this year.   Your IRA custodian will calculate the amount and we've provided the Uniform Table for Life Expectancy to help with the calculation.