Ben Stein always gives me a wake up call on retirement.   I'm an avid reader and he has me extremely concerned about our deficits and entitlement programs.  I know a lot of the news on retirement savings is pretty dismal- we just don't save enough.   However, Ben presents some suggestions and help on Yahoo Finance.

"Whatever we thought the government would do for us probably will not happen. We're on our own. So go to your financial advisor and make a serious plan to save until it hurts."