The "60-Day Rule" For IRA Withdrawals
Unlike your active retirement plan through work, the IRA account does not offer any loan provisons.
However you are able to withdraw funds from an IRA and replace those monies under the "60-day rule." Most IRA custodians will take a request over the phone and send a check directly to you. Make sure to replace the money within the 60 day window or face IRS scrutiny.
If you're withdrawing from a Roth IRA-it's different, your contributions can come out at any time.
WSJ.com explains IRS policy on the "60-day rule."