Many of you have probably tried to reach your 401k, 403b or IRA custodian this week.  It's been frustrating. Let's face it -everyone is calling in right now.   After making several phone calls this week,  here's some information I think will be helpful:

Conservative investments are available inside of a 401k or 403b plan.  Each plan will have a menu of investment choices and you could exchange your funds into a money market or stable account.  The yields are low but this might be a strategy for investors  getting closer to retirement to minimize risk.  Call your plan or look at their website to see the most conservative funds available.

Your brokerage IRA account will offer money markets ( both government and treasury..lower yields and safer ) and also CD's.  The CD's will have FDIC insurance and come in different maturities- 3 month, 6 month etc.  This can be a good strategy for investors who can not tolerate any risk and want the FDIC backing.  Also treasuries may be available too, but will probably have lower yields than CD's.