Here's a common question on the website each day:

Q Can I take the MRD at any time or do I have to wait until my 70 1/2 birthday? 

A The MRD can be taken at any time during the year in which the individual attains age 70 1/2.  Many people wait until November or December to take their distributions but your IRA custodian will do the calculation and send out a check or move money to your bank at any time.

The Minimum Required Distribution (MRD) is also known as the Required Minimum Distribution (RMD)

Welcome to the world of financial jargon.