According to recent figures from Fidelity, 23% of plan participants between the ages of 30 and 49 have at least one retirement plan loan outstanding. Now, I'm sure that some of those loans reflect genuine economic hardship -- the economy has been through the ringer recently, after all -- but I'm certain that plenty of them also reflect someone's "need" for a fancier car, or a new kitchen, or a swimming pool, or whatever.

Courtesy of MotleyFool.com