It's a simple question....Many people don't know.  Look at your statement or log into your company retirement plan.  Do you have a 401k and a second plan that may be called a Defined Benefit or pension plan?  A lot of people don't understand how many plans and type of accounts they have with their employer.  

Your 401k generally has an account balance that changes every day.  Your pension plan generally provides an monthly income estimate.   Call your plan provider and ask if you have these plans! 

 While over 42 million Americans currently have pensions, 71% of the 500 surveyed by Fidelity did not have detailed knowledge of how their pension plans operate even though over half reported they are depending on those pensions to help pay for living expenses in retirement.