A lot of people are counting the days until they turn 62.  Many people take their benefits early!..Sure they reduce their benefits but they are ready to head out of the cubicle.  Here's a great Motley Fool article to help you decide when to take your benefits.  

We have been on vacation this month at RetirementThink..hope you had a great summer!..Looking forward to fall..visit us often!

3. Deciding when to apply for Social Security is about quality of life
With this in mind, the question of when to apply for Social Security benefits is less about some impersonal cost-benefit analysis and more about your needs and quality of life.

If you need income now, then you should take Social Security. If you don't, then you should defer. Additionally, if taking Social Security early will facilitate an earlier retirement -- which, in turn, will improve the quality of your life -- then you should absolutely do so.

This is the reason 62 remains the most prevalent age for retirees to claim benefits. And it's the reason you shouldn't hesitate to do so yourself if you believe it's the best option.

3 Things To Know Before Taking Benefits Early