Okay...broken record on our website...set up a Roth IRA!
The maximum amount you can contribute to a traditional IRA or Roth IRA in 2015 is $5,500 (or 100% of
your earned income, if less), unchanged from 2014.
The maximum catch-up contribution for those age 50 or older remains at $1,000. (You can contribute to both a traditional and Roth IRA in 2015, but your total contributions can't exceed these annual limits.
Pick a discount broker. set up the IRA and add your bank EFT information. Takes about 10 minutes!
Wise Owl