Lets pretend you have a million bucks in your retirement portfolio....

The S&P 500, with an average yield of 1.9% would generate just $19,000 in yearly income.

Ten-year Treasuries are a bit better, but at 2.25%, you’re only getting $1,875 a month, or $22,500 per year, on a million bucks.

Most retiree's we know need more income....tricky when yields are so low.