According to the EBRI, 62% of retirees stop working with total retirement savings of $250,000 or less.

Using the 4% rule of thumb, in which you spend 4% of your savings each year (and adjust for inflation), that means that the vast majority of retirees are looking at $10,000 or less in income from their retirement savings. That's on top of the average Social Security benefit of $1,404 per month.