Oh sure, join a health club, lose weight, start a budget-all tough to do...Here are two easy resolutions for your retirement!

Save 1 percent more. In 2011, consider dialing up your 401(k) contributions by 1 or 2 percent. A majority of 401(k) participants (87 percent) say they could afford to increase their annual contribution by 1 percent, according to a recent ING Retirement Research Institute and Mathew Greenwald and Associates online survey. And more than half (59 percent) of the retirement savers surveyed report that they could afford to save 3 percent more.

Contribute to a Roth account.  Last year everyone focused on Roth conversions.   In 2011 just focus on contributing to a Roth IRA or Roth 401k if your employer offers this 401k option.  Your Roth account will be tax free when you withdraw.

Thanks Kiplingers.