All right...you're doing some web surfing this week, guests have left after the holidays and it's time check your portfolio.  Pull out your passwords and log into your retirement plan, if you're not using the computer call your financial providers.  

Check your balances at year end, look at your asset allocation (ratio of stocks, bonds, cash).

 In your employer plan check on the percentage you're adding each paycheck.  Also, check on the returns for your portfolio.  Most websites will provide all of this information at your fingertips.

Here's a recap of 2014 stock markets returns: