Jonathan Clements of the WSJ has 31 Rules to Guide your Investments This Year.

Heres a few of our retirement favorites:

1.Check your retirement progress by taking your nest egg and applying a 4% annual portfolio withdrawal rate, equal to $4,000 a year for every $100,000 saved. Will you have enough retirement income—or should you be saving more?

11.Always contribute at least enough to your employer’s 401(k) plan to get the full matching contribution. Even if you leave your employer, immediately cash out your 401(k), and pay taxes and penalties, you’ll likely still come out ahead.